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Employee Health Program Summaries For PML Employees
Medical Benefit Comparison
| Flex Blue 2 | | BCBS PPO 2 | | BCBS PPO 4
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| In Network | Out Of Network | In Network | Out Of Network | In Network | Out Of Network
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| Deductible:
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| Single | $2,000 | $4,000 | | $100 | $250 | | $500 | $1,000
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| Family | $4,000 | $8,000 | | $200 | $500 | | $1,000 | $2,000
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| Coinsurance | 80% | 80% | | 90% | 70% | | 80% | 60%
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| Max Out of Pocket Per Year:
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| Single | $4,000 | $8,000 | | $600 | $1,750 | | $2,000 | $4,000
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| Family | $8,000 | $16,000 | | $1,200 | $3,500 | | $4,000 | $8,000
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| Lifetime Max | $5,000 | $5,000 | | $5,000 | $5,000 | | Unlimited | Unlimited
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| Hospital Services:
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| Days Of Care | 80% after deductible | 60% after deductible | | 90% after deductible | 70% after deductible | | 80% after deductible | 60% after deductible
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| Semi-Private Room | 80% after deductible | 60% after deductible | | 90% after deductible | 70% after deductible | | 80% after deductible | 60% after deductible
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| Physician Care | 80% after deductible | 60% after deductible | | 90% after deductible | 70% after deductible | | 80% after deductible | 60% after deductible
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| Surgery | 80% after deductible | 60% after deductible | | 90% after deductible | 70% after deductible | | 80% after deductible | 60% after deductible
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| Other Services | 80% after deductible | 60% after deductible | | 90% after deductible | 70% after deductible | | 80% after deductible | 60% after deductible
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| Emergency Medical Care:
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| Emergency Room | 80% after deductible | 80% after deductible | | $50 Co-pay waived if admitted | $50 Co-pay waived if admitted | | $50 Co-pay waived if admitted | $50 Co-pay waived if admitted
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| Physician Services | 80% after deductible | 80% after deductible | | $15 Co-pay | 70% after deductible | | $15 Co-pay | 60% after deductible
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| Ambulance | 80% after deductible | 80% after deductible | | 90% after deductible | 90% after deductible | | 80% after deductible | 80% after deductible
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| Physician Services:
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| Office Visits | 80% after deductible | 60% after deductible | | $15 Co-pay | 70% after deductible | | $15 Co-pay | 60% after deductible
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| Periodic Physical Exam | 100% | Not Covered | | 100% | Not Covered | | 100% | Not Covered
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| Routine Child Exam | 100% | Not Covered | | 100% | Not Covered | | 100% | Not Covered
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| Child Immunizations | 100% | Not Covered | | 100% | Not Covered | | 100% | Not Covered
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| Other Services:
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| Laboratory Tests | 80% after deductible | 60% after deductible | | 90% after deductible | 70% after deductible | | 80% after deductible | 60% after deductible
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| Diagnostic X-Rays | 80% after deductible | 60% after deductible | | 90% after deductible | 70% after deductible | | 80% after deductible | 60% after deductible
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These programs are available to all full time employees of PML, which are employed through their PEO or Employee leasing company.
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Select A Benefit Below For More Information
Medical Plan Overview
Flexible Blue High Deductible Health Plan
Health Savings Account
PPO Options
Emergency Care
Prescription Benefits
Medical Expense / Hospital Indemnity Plan
Dental Benefits
Vision Benefits
Life & Short Term Disability
401K
Women's Health & Cancer Rights Act
Benefit Summaries
Carrier Contact Information
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