

Life And Short Term Disability Programs
This benefit is paid for by PML for all full-time employees meeting eligibility requirements,
The Short-Term Disability portion of this policy pays 60% of an employee’s
average gross wages, up to a maximum of $300 per week, and a maximum
of 26 weeks per incident. For non-work related accidents, benefits begin
the first day of injury. For all other non-work related disabilities, such as;
sickness, hospitalization and pregnancy, benefits begin the first day
following seven days of missed work related to the disability.
The Accidental Death & Dismemberment portion of this policy provides for
a payment of $10,000 upon the Accidental Death or Dismemberment of the
insured.
Benefits are reduced by 35% upon the attainment of age 65 of the insured,
and disability coverage shall be further reduced upon the insured’s
attainment of age 70. The AD&D portion of the policy shall terminate upon
the insured’s attainment of age 70. The policy, in whole, shall terminate
upon the insured’s attainment of age 75.
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